FirstMerit Cards

FirstMerit Business Banking Visa^® Card

You know how valuable a personal credit card can be. Now, bring that convenience, buying power and worldwide access to your business. We offer a business credit card to meet your specific business needs.

Worldwide acceptance at over 10 million establishments.
Cash advances at over 450,000 locations around the world.
Visa Assistance Services provide you with extra security and convenience. With one toll-free call, get emergency card replacement and cash if your card is lost, stolen or damaged anywhere in the world.
Auto rental insurance, with coverage against theft or accidental damage.
Purchase security and extended protection program automatically cover your purchases.
Corporate liability insurance to protect you from card misuse.
Special transaction and summary reports designed to help you prepare your taxes
Enroll in FirstMerit's Visa Extras

FirstMerit Business Card

A convenient card for companies of nine or fewer employees, typically used for expenses such as entertainment and office equipment.

All cardholders receive a monthly account statement (when there is account activity).
Centralized billing feature - a designated person receives one monthly roll-up statement, detailing all cardholder purchases.
Write just one monthly check to pay all card payments.
Annual activity summary report categorizing all expense information by category. (Enrollment process required.)
Security - you set the maximum credit limits for each cardholder.
Automatic enrollment in Visa's Security and Extended Protection Package program.
Lost luggage insurance.
Hotel/motel theft protection.
Auto rental protection.
Employee fraud protection
Enroll in FirstMerit's Visa Extras

View disclosure and application here, or for more information, call 1-888-283-2303, or (330) 996-6006, or fax us at
(330) 996-6078.

FirstMerit Corporate Card

Typically used for employees who travel extensively,
for travel and entertainment purchases.

Provides management with an effective way to monitor and control travel and entertainment expenses
Centralized billing feature - a designated person
receives one monthly roll-up statement, detailing all cardholder purchases
Provides detailed information on all transactions
Offers a wide range of emergency and
travel assistance services
The ideal Visa^® card for medium to large sized businesses
Security - you set the maximum
credit limits for each cardholder
Card use restrictions - you determine (by merchant amount) where cardholders can use the card to pay for purchases
Lost luggage insurance
Hotel/motel theft protection
Auto rental protection
Employee fraud protection

View disclosure and application here, or for more information, call 1-888-283-2303, or (330) 996-6006, or fax us at
(330) 996-6078.

FirstMerit Purchasing Card

A card for purchases, typically of $5,000 or less.

One statement means just one monthly payment - for all cards and all purchases
All cardholders receive a monthly account statement
(when there is account activity)
Centralized billing feature - a designated person receives one monthly roll-up statement, detailing all cardholder purchases
Allows you to gain control and monitor your company's purchasing system
Security - you set the maximum
credit limits for each cardholder
Card use restrictions - you determine (by merchant amount) where cardholders can use the card to pay for purchases
Lost luggage insurance
Hotel/motel theft protection
Auto rental protection
Employee fraud protection

View disclosure and application here, or for more information, call 1-888-283-2303, or (330) 996-6006, or fax us at
(330) 996-6078.

FirstMerit Visa^® Business Check Card

A FirstMerit Visa Check Card can do everything an ATM card does, and more. It's an easy way to pay for your everyday business needs, including supplies, petty cash expenses, Internet purchases and more.

The money comes from your FirstMerit checking account - it's not a credit card.
Zero liability protection - if you report your card lost or stolen within two business days, you will not be liable for
unauthorized transactions. If you report your card lost or stolen after two business days, your maximum liability is only $50.
No fees, no checkbook, no ID to show and no waiting for check approval.
Checking account statements will detail every purchase made, with the amount, the merchant's name and the location.
24-hour access to your account(s) at any ATM displaying a Visa or Plus logo.
Click here to sign up for your FirstMerit Visa Business Check Card.

You also receive the following benefits at no extra charge, just for using your FirstMerit Visa Business Check Card:

Visa Information Source Select
Helps you make better business decisions with a new reporting system that gives you a detailed spending analysis of all your FirstMerit Visa Business Credit and Check Card purchases. Click here for more information.
Visa Business Purchase Security and
Extended Protection Program
In the event of loss, theft, damage or fire, Purchase Security will reimburse you (up to certain limits) or replace or repair most retail goods purchased entirely with your FirstMerit Visa Check Card. Extended Protection doubles the time period of the original manufacturer's written U.S. repair warranty (up to one full year) for most items purchased with your FirstMerit Visa Business Check Card.
Visa Business Travel and
Emergency Assistance Program
Visa Business emergency services are available 24 hours a day, 365 days a year. These services include medical referral assistance, legal referral assistance, emergency transportation assistance, emergency ticket replacement service and more.*
Visa Business Auto Rental Insurance Program
Your Visa Business Auto Rental Insurance provides coverage on a 24-hour basis for damage due to collision
or theft up to the actual cash value of most rental cars.*
Visa Liability Waiver Program
This unique program insures you against
losses incurred by employee fraud.*

For more information, call the Visa Assistance Center: 1-800-Visa-911 (1-800-847-2911)
*Certain restrictions apply. Call the Visa Assistance Center for details.

FirstMerit Visa^® Extras

Enroll now to begin earning FirstMerit Visa Extras points for all qualifying purchases⁽¹⁾ made with either your FirstMerit Business Visa Check Card, your FirstMerit Business Visa Credit Card, or both. View the Visa Extras catalogue now.

Enroll now, and immediately begin earning points for qualified purchases.

Program Benefits

Earn one point for every $1.00 in qualifying Visa purchases.
Redeem points via the Internet using the online catalogue.
Choose from everyday items that are easily obtained, or save your points for a large purchase.
No annual fee.

If you are already enrolled in FirstMerit's Visa Extras login now to view your account.

¹Qualifying purchases are defined as purchases made with a FirstMerit Visa Business Check or Credit card, and are authorized by the Visa U.S.A. Inc. transaction processing system, including purchases authorized with your signature, Telephone, Mail Order and Internet purchases. Purchases that are not eligible to earn Visa Extras points include purchases authorized with a PIN (Personal Identification Number), the use of your Card to purchase money orders, wire transfers, cash advances or cash withdrawals, purchase of casino gaming chips or similar purchases. ATM transactions are not eligible for Extras points.

Simplify your recordkeeping with
Visa^® Information Source Select.

Make better business decisions with this new reporting system that gives you a detailed spending analysis of all your FirstMerit Visa Business Credit and Debit Card purchases. Now you can get free electronic reports that itemize card purchases by calendar months. You can also customize your reports to meet the specific needs of your business:

Receive reports automatically via email
Add other FirstMerit Visa Business employee cards that are linked to your company's account
Customize how often you receive reports (monthly, quarterly, annually)
Have reports automatically emailed to additional recipients
Choose your preferred report format (HTML, PDF, Excel, XML, CSV or TAB)
Choose up to five different reports

Click here to view a demo and learn more about Visa Information Source Select. Click here to enroll in Visa Information Source Select.

Sample Reports

Cardholder Summary - Recap spending for each individual card by calendar month. Purchase amounts are organized into eight general merchant categories (business services, materials and supplies, general merchandise, travel, lodging, meals and entertainment, vehicle and cash advances).

Cardholder Detail - See details of each purchase (date, merchant name, location and amount) for every registered card. Purchases are grouped within the eight merchant categories.

Company Summary - Recap combined spending of all registered cards by calendar month and merchant category.

Spending Summary - Recap of spending for each registered card by merchant category. Includes period and year-to-date purchases and returns, as well as average period spending for each merchant category.

Spending Detail - Our most detailed report. Spending summary for each registered card by the specific merchants in each merchant category. (Allows you to analyze spending at individual merchants.)