Mortgage Calculators

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How Much Can You Afford Per Month, Total?

Enter your total income per month: (gross)

Enter your total monthly installment debt: (include credit cards, car payments, credit union loans, other loans, child support and alimony)



Money available for total monthly debt: (including credit cards, other loans and your mortgage)

Amount available for your monthly mortgage: (including principal, interest, taxes and insurance)

Money available for total monthly debt is 40% of your gross income per month. Amount available for additional monthly payments is the amount left over after subtracting your total monthly installment debt from money available for monthly debt.