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Home Equity Loans
Pay less each month and put extra money in your pocket!
Need to consolidate bills and need some extra cash, too? No problem, we can help.
With a FirstMerit Home Equity Loan you can do both. With our low fixed rate offer,
you can access the cash you need to pay off your higher interest rate and variable
rate loans and leave yourself with some extra cash in hand as well. Best of all,
you can do this and still lower your monthly payment to help keep your budget on track.

Click here to apply.

A FirstMerit Home Equity Loan is perfect for a one-time borrowing need. It offers low fixed rates,
your choice of fixed term, no application or third-party closing costs and more:

  • Reduced rates
  • Receive a 1/4% interest rate reduction if payments are automatically deducted from a FirstMerit checking or savings account.
  • Fixed monthly payments
  • Know ahead of time what your payment will be each month.
  • Extended borrowing terms available
  • Allows for a lower monthly payment with terms up to 240 months.
  • Tax savings
  • Unlike many other types of credit, the interest paid on a Home Equity Loan is often tax-deductible.
    Check with your tax advisor regarding the deductibility of interest.