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Getting a FirstMerit Mortgage is Rewarding
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Mortgage Options
Purchasing a home or refinancing your existing mortgage has never been easier with FirstMerit. What’s more, FirstMerit has a wide selection of mortgage loans to suit your financial needs, as well as a group of convenient and cost saving services.

We understand the importance of securing a home loan that fits your financial needs. And we realize that this decision is a lasting one. That's why we offer a full range of mortgage options, including refinancing, building, and lot loans, as well as banking services to compliment your financial future.

With one call to 1-800-562-6694 or a visit to a FirstMerit branch office, we will set up a time for you to meet with one of FirstMerit's mortgage loan officers to discuss your needs and answer any questions you may have. Our mortgage loan officers bring experience and expertise to the process of making sure you get the right mortgage. To locate the branch office nearest your home or office click here.

Adjustable Rate Mortgage (ARM)
Bridge Loans
Condominium Loans
Construction Loans
Federal Housing Administration (FHA)
Interest First Loans
Jumbo Loans
Lot Loans
Income-Based Special Financing
Split Loans
Conventional Fixed Rate Mortgage
Reverse Mortgages
Jumbo Loan
A Jumbo Loan, also referred to as a non-conforming loan, does not conform to the loan limits set by Fannie Mae (The Federal National Mortgage Association or FNMA) or Freddie Mac (The Federal Home Loan Mortgage Corp. or FHMLC). FirstMerit offers fixed rate or adjustable rate Jumbo loans terms up to 30 years.

Jumbo Loan benefits:

  • Finance larger and/or more expensive properties, up to $1 million, and can handle larger monthly payments
  • Leverage your assets more effectively

Click here to access our mortgage calculators.