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Conventional Fixed Rate Mortgage
- Interest rates set daily
- Available with 10, 15, 20, 30, and 40 year terms
- Private Mortgage Insurance (PMI) required if down payment is less than 20% unless mortgage qualifies for split loan.
- No down payment loans
- Flex 100
- LTV will vary on investment properties
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Adjustable Rate Mortgage (ARM)
- Interest rates set daily
- Available with 10, 15, 20 and 30 year amortization schedules
- Interest rate adjustment periods of 1, 3, 5 or 7 years from anniversary of loan
- Private Mortgage Insurance (PMI) required if down payment is less than 20% unless mortgage qualifies for split loan.
- No down payment loans
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Interest Only
- 30-year loan allows buyer to make interest-only payments for first 10 or 15 years
- Lower monthly payments
- No pre-payment penalties
- ARMs or fixed rates
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Click here to access our mortgage calculators.
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