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Mortgage Options
Purchasing a home or refinancing your existing mortgage has never been easier with FirstMerit. What’s more, FirstMerit has a wide selection of mortgage loans to suit your financial needs, as well as a group of convenient and cost saving services.

We understand the importance of securing a home loan that fits your financial needs. And we realize that this decision is a lasting one. That's why we offer a full range of mortgage options, including refinancing, building, and lot loans, as well as banking services to compliment your financial future.

With one call to 1-800-562-6694 or a visit to a FirstMerit branch office, we will set up a time for you to meet with one of FirstMerit's mortgage loan officers to discuss your needs and answer any questions you may have. Our mortgage loan officers bring experience and expertise to the process of making sure you get the right mortgage. To locate the branch office nearest your home or office click here.

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New Home Purchase and Refinancing
First-time PA home-buyers program
First-time Ohio home-buyers program
VA financing
Department of Veterans' Affairs (VA) Loans
VA loans are available only to eligible veterans. With a VA loan, you won't have to make a down payment. It provides more flexible qualification guidelines than FHA or conventional loans. And, your out-of-pocket expenses can come from a gift. It is available in fixed-rate and adjustable rate options.
  • Must be a qualified veteran, reservist, active serviceperson or the spouse of one of these (check with your regional VA office to see if you are eligible)
  • Have limited funds for down payment and closing costs

Click here to access our mortgage calculators.