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Mortgage Calculators
Should You Pay Points?
  Scenario A Scenario B
Purchase price:
Down payment:
Interest rate:
Term in years:
Points:
0
 
 
The amount you need to borrow:
Anticipated monthly payment:
Cost of points:
0
Months to break even:
 
Years to break even:
 
This calculator can help you compare two loans,
one with points and one without. The amounts are estimated.