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FirstMerit Online Bill Pay Terms and Condition
Note: All references to the "Service" reflect the Online Bill Payment Service offered by FirstMerit Bank, N.A through CheckFree Services Corporation. Checkfree is an independent third party not affiliated with FirstMerit.
Service Definitions
Payments Scheduling and Service Agreement
Payment Authorization and Remittance
Payment Methods, Cancellations, and Stops
Prohibited Payments and Exceptions
Bill Delivery and Presentment
Exclusions of Warranties | Password and Security
Your Liability for Unauthorized Transfers | Errors and Questions
Disclosure of Account Information | Service Fees and Charges
Failed or Returned Transactions | Alterations and Amendments
Address or Banking Changes | Service Termination or Cancellation
Returned Payments and Disputes
No Waiver, Captions, and Governing Law
ADDRESS OR BANKING CHANGES

It is your sole responsibility to ensure that the contact information in your user profile is current and accurate. This includes, but is not limited to, name, address, phone numbers and email addresses. Changes can be made either within the FirstMerit Online Banking application or by contacting Customer Service Contact Center. Any changes in your Payment Account should also be made in accordance with the procedures outlined within the application's Help files. All changes made are effective immediately for scheduled and future payments paid from the updated Payment Account information. The Service is not responsible for any payment processing errors or fees incurred if you do not provide accurate Payment Account or contact information.

SERVICE TERMINATION, CANCELLATION, OR SUSPENSION

In the event you wish to cancel the Service, you may have the ability to do so through the product, or you may contact customer service via one of the following:

  1. Telephone us at 888-554-4362 during customer service hours, Monday thru Friday from 7am to 9pm and Saturday from 8am to 5pm or email customerservice@firstmerit.com; and/or
  2. Write us at:

    FirstMerit Bank, N.A.
    Customer Contact Center OPC 849
    295 FirstMerit Circle
    Akron, Ohio 44307-2359

Any payment(s) the Service has already processed before the requested cancellation date will be completed by the Service. All Scheduled Payments including recurring payments will not be processed once the Service is cancelled. The Service may terminate or suspend Service to you at any time. Neither termination nor suspension shall affect your liability or obligations under this Agreement.

BILLER LIMITATION

The Service reserves the right to refuse to pay any Biller to whom you may direct a payment. The Service will notify you promptly if it decides to refuse to pay a Biller designated by you. This notification is not required if you attempt to make a prohibited payment or an exception payment under this Agreement.