Reality Checking

Reality Checking® Account Details

Account Description

Ideal for individuals looking for a checking account that requires no minimum balance and no monthly maintenance fee, while offering you a number of great extras.

Features & Benefits  

Additional Features

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Let's Talk

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Reality Checking® Summary

Easy-to-read document that explains the most common fees and key features of this account.

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  1. FirstMerit does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.
  2. MeritRewards Shop, Earn & Protect: The Identity Theft Protection services mentioned above are provided through an arrangement with NXG Strategies, LLC. Entities that may be involved in the provision of these services include NXG Strategies LLC, Merchants Information Solutions, Inc., and one or more companies in the CoreLogic group of companies. In obtaining the described services, you may be asked to visit a third party website and/or agree to terms and conditions with one or more of these companies.
* Enrollment in a MeritRewards Plan is required. Activation Bonus is based on activating certain services and meeting transaction requirements—$25 paid for activating one service, $75 for activating two services, or $150 for activating all three services. Each MeritRewards Plan is eligible for one Activation Bonus which will be paid within 30 days of the plan enrollment anniversary date. There is a $1 monthly fee for MeritRewards Shop & Earn. A MeritRewards Plan is defined as an account or accounts selected by the customer for pricing purposes. Refer to MeritRewards Program Description for full details of the program.