Reality Gold Checking

Reality Gold Checking® Account Details

Account Description

Ideal for individuals looking for a checking account that pays interest on account balances as well as offers exclusive benefits that maximize the value of your money.

Features & Benefits

  • Minimum opening deposit $50
  • A monthly maintenance fee of $10 is waived if you maintain a $1,500 minimum daily balance or $10,000 in loan/deposit combined balances1
  • Earn interest on all balances
  • Free paperless statements
  • Free online banking & bill pay
  • Free mobile banking & alerts2
  • First 5 non-FirstMerit ATM transactions are free of charge3
  • Free first box of checks when opening your account, plus one free box annually4
  • Eligible to open our Reality Gold Savings® Account

Additional Features

Let's Talk

Let's Talk

  • Call: 888-554-4362
  • Find a Branch

Reality Gold Checking® Summary

Easy-to-read document that explains the most common fees and key features of this account.

Learn More »


  1. Credit Card, Mortgage, Student and Business Loans are not included in loan combined balances.
  2. FirstMerit does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.
  3. Other bank's fees may apply.
  4. Guardian Safety or Sheffield wallet style checks only, which must be ordered through our check printing partner, Harland Clarke.