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Our credit cards are designed to help you manage your individual banking needs... which one is right for you?

 Platinum Rewards
MasterCard®
Platinum
MasterCard®
Standard
MasterCard®
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Ideal For You If You Want:Substantial rewards and premier cardholder benefitsCompetitive rates combined with purchasing power and convenienceA simple credit card with variable and non-variable options
Annual Fee:NoneNoneNone
Key Features:
  • 0% introductory APR on purchases and balance transfers for twelve months from date of account opening; after that, the APR will be 13.24% to 19.24% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • Rewards program
  • 0% introductory APR on purchases and balance transfers for six months from date of account opening; after that, the APR will be 7.24% to 13.24% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • Rewards program
  • 0% introductory APR on purchases and balance transfers for six months from date of account opening; after that, the APR will be 11.74% to 17.74% based on your creditworthiness; with non-variable rate option, this APR will vary with the market based on the Prime Rate.
  • Non-variable or variable rate
Benefits:
  • MasterCard Benefits:
    • Baggage Delay
    • Hotel Burglary
    • Purchase Assurance
    • Price Protection
    • Extended Warranty
    • MasterRental® Insurance
    • Identity Theft Resolution
    • Travel Assistance
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Purchase Assurance
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $100,000 Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
Rewards:
  • 4 Points for every dollar spent in qualified purchases on the first $5,000 per year
  • 5 Points for every dollar spent in qualified purchases greater than $5,000 per year
  • 1 Point for every dollar in qualified purchases spent
  • Enrollment required: 866-811-2760 or FirstMerit Online Banking
  • Not available
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