Credit Card Comparison

Compare Credit Card Accounts

To better serve your individual banking needs, we offer credit card comparison guides that can help you decide which of our three credit cards is right for you. Take advantage of our Standard MasterCard if you’re looking for a simple credit card with variable and non-variable options, or enjoy our Platinum and Platinum Rewards cards for competitive rates, purchasing power, cardholder benefits and more. Compare our credit cards below to discover the one that best matches your financial needs, then apply for the credit card you want online.

If you have additional questions regarding which credit card is right for you, visit your nearest FirstMerit branch or call 800-416-3748.

 Platinum Rewards
MasterCard®
Platinum
MasterCard®
Standard
MasterCard®
Ideal For You If You Want:Substantial rewards and premier cardholder benefitsCompetitive rates combined with purchasing power and convenienceA simple credit card with variable and non-variable options
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Annual Fee:NoneNoneNone
Key Features:
  • 0% introductory APR on purchases and qualified balance transfers for twelve months from date of account opening; after that, the APR will be 13.24% to 19.24% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • Rewards program
  • 0% introductory APR on purchases and qualified balance transfers for six months from date of account opening; after that, the APR will be 7.24% to 13.24% based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Variable rate
  • 0% introductory APR on purchases and qualified balance transfers for six months from date of account opening; after that, the APR will be 11.74% to 17.74% based on your creditworthiness; with non-variable rate option, this APR will vary with the market based on the Prime Rate.
  • Non-variable or variable rate
Benefits:
  • MasterCard Benefits:
    • Baggage Delay
    • Hotel Burglary
    • Purchase Assurance
    • Price Protection
    • Extended Warranty
    • MasterRental® Insurance
    • Identity Theft Resolution
    • Travel Assistance
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Purchase Assurance
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $1 Million Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
  • MasterCard Benefits:
    • Extended Warranty
    • Price Protection
    • Identity Theft Resolution
    • MasterCard Global Service
  • Chubb Insurance:
    • $100,000 Travel Accident Insurance
  • If your card is lost or stolen, you may be protected from unauthorized use
Rewards:
  • 4 Points for every dollar spent in qualified purchases on the first $5,000 per year
  • 5 Points for every dollar spent in qualified purchases greater than $5,000 per year
  • Not available
  • Not available
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Please note:

All Credit Cards are subject to credit approval.