Platinum Rewards MasterCard

Platinum Rewards MasterCard® Details

Ideal card for you if you are looking for a card that gives you substantial rewards and premier cardholder benefits.

Features & Benefits

  • 0% Introductory APR on purchases and qualified balance transfers for twelve months. After that, your APR will be 13.49% to 19.49% based on your creditworthiness (this APR will vary with the market based on the Prime Rate). Introductory 0% APR for twelve months applies to qualifying balance transfers completed within 1 month of account opening with a $250 minimum balance transfer.
  • Earn Rewards* on every purchase:
    • Earn 1% in rewards for each $1 spent on purchases for the first $5,000 per year
    • Earn 1.25% in rewards for each $1 spent on purchases greater than $5,000 per year
    • Plus, earn 10,000 bonus reward points on your new card when using it to make your first purchase (a $25 reward value)
  • Redeem points for travel, merchandise, tickets or an account credit
  • Balance transfer fee waived for 30 days after account opening, thereafter fee will be 3% of transfer amount
  • Worldwide acceptance (28 million locations in 210 countries)
  • Can be used to provide overdraft protection for your FirstMerit checking account(s) 

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Additional Benefits1

  • Baggage Delay
  • Hotel Burglary
  • Purchase Assurance
  • Extended Warranty
  • MasterRental® Insurance
  • Identity Theft Resolution
  • Price Protection
  • Travel Assistance
  • MasterCard Global Service
  • MasterCard SecureCode™ Credit offers you protection when shopping online
* Example: spend $5,000 and earn 20,000 reward points, which can be redeemed for a $50 reward value. Visit: to redeem points.

Platinum Rewards MasterCard® Credit Card is subject to credit approval. View Credit Card Agreement.
Must be 18 years or older to obtain a credit card.