Health Savings Accounts

Health Savings Accounts (HSA) Details

Health Savings Accounts (HSA) provide, for those eligible, an innovative way to save for medical expenses by allowing you and/or your employer to make deposits into an account on a tax-advantaged* basis if you have high-deductible health insurance.

If you are interested in an HSA, FirstMerit Bank, now a part of The Huntington National Bank, would like to introduce you to Optum Bank, a leading national HSA provider. As a subsidiary of UnitedHealth Group, Optum Bank is focused solely on healthcare financial solutions for more than 2.8 million customers. Optum Bank has been offering HSAs for well over 10 years and their product has features and functionality that add tremendous value for customers.

Benefits Include:
  • Extended customer service hours from 8 a.m. – 8 p.m. EST, Monday - Friday
  • Free Optum Bank HSA Mastercard® Debit Card
  • Electronic bill payment and contributions via the Optum Bank website
  • Mobile access
  • Mutual fund investment opportunities for accounts that meet certain balance requirements
  • Full suite of education materials
  • Special pricing for FirstMerit customers


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* Please consult your tax adviser.