Reality Savings

Reality Savings®Account Details

Account Description

Ideal for FirstMerit checking account customers looking for a higher yielding interest rate with no minimum balance.

Features & Benefits

  • Minimum opening deposit $50
  • Must have a FirstMerit checking account to open
  • Monthly service charge of $10 is waived with a FirstMerit checking account with at least five debit or credit transactions per calendar month
  • Earn competitive interest rates on all balances
  • Open multiple Reality Savings accounts for you and your family members (the accounts just needs to be tied to one household FirstMerit checking account)
  • May be used for overdraft protection when linked to your FirstMerit checking account1
  • Easy access to funds with a FirstMerit Debit Card
  • Free paperless statements 
  • Free online banking  
  • Free mobile banking & alerts2

Let's Talk

Let's Talk

  • Call: 888-554-4362
  • Find a Branch


  1. Review our Personal Checking and Savings Account Fee Schedule.
  2. FirstMerit does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.