Home Equity Solutions

Home Equity Loans and Lines of Credit

Are you looking to finance major expenses like buying a car or making home improvements? At FirstMerit Bank, we have the home equity solutions you need for your one-time or ongoing expenses.

We offer home equity loans and home equity lines of credit that offer potential tax advantages* and rates lower than most other types of credit. Learn more about our home equity loans and lines of credit to determine which one is right for your financial needs.

 Home Equity Loan
Home Equity Line of Credit
A Good Choice If You Have:A one-time expense:
- Buying a car
- Consolidating bills
Ongoing financing needs such as:
- Home improvements
- Educational expenses
Apply Now:Apply NowApply Now
Key Benefits:- Fixed rate
- Fixed monthly payment
- Continuous access to available credit
- Flexible payment options
Rates:FixedVariable with the ability to lock in fixed rate options
Payments:Monthly payments to suit your needsInterest-only or percent of outstanding balance
Next Steps:Learn More | Apply Now »Learn More | Apply Now »


* Consult with your tax advisor regarding the deductibility of interest.

Subject to credit approval.  Property insurance is required.  Flood insurance may be required.

Please print & read:
To apply for a Home Equity Loan or Line of Credit, you must:
  • Be 18 years of age or older
  • Reside in OH, MI, WI, western PA, or the Chicago, IL area
  • Have legal ownership rights to a 1-4 family owner-occupied home or condominium