Home Equity Loans & Lines

Compare FirstMerit's Home Equity Options

With potential tax advantages* and rates lower than most types of credit, a home equity loan, or line of credit could be right for you.


 Home Equity Loan
Home Equity Line of Credit
 Key Benefits:- Fixed rate
- Fixed monthly payment

- Continuous access to available credit
- Flexible payment options

 A Good Choice If You Have:

A one-time expense:

- Buying a car
- Consolidating bills

Ongoing financing needs such as:

- Home improvements
- Educational expenses
Rates:FixedVariable with the ability to lock in fixed rate options
Payments:Monthly payments to suit your needsInterest-only or percent of outstanding balance
Next Steps:Learn More »

Apply Now

Learn More »

Apply Now



* Consult with your tax advisor regarding the deductibility of interest.

Subject to credit approval.

Please print & read:
To apply for a Home Equity Loan or Line of Credit, you must:
  • Be 18 years of age or older
  • Reside in OH, MI, WI, western PA, or the Chicago, IL area
  • Have legal ownership rights to a 1-4 family owner-occupied home or condominium