FirstMerit Title Agency Ltd.

FirstMerit Title Agency, Ltd. Services 

Residential & Commercial Services

  • Title searches: An examination of public records, and court decisions disclosing current facts regarding ownership of real estate
  • Lien reports: An examination of public records and a report disclosing liens found encumbering the property, either voluntary or involuntary
  • Tax & legal: An examination of public records and a report disclosing the exact legal description of the real estate and taxes assessed to that real estate
  • Accommodation filings: Delivery and presentation of legal documents to the county recorder’s offices for recording into the official county records
  • 1031 exchanges: A legal exchange of property which defers capital gains taxes 
  • Construction loan closings & disbursements:  Services include closing construction loans, holding funds for disbursement, updating titles, and obtaining lien waivers from contractors in accordance with lender instructions and applicable law
  • Title insurance policies: Our title professionals conduct a search of public records to see if any outstanding matters could affect the new buyer’s rights; if any problems arise, we work to fix any problems that could keep you from having a “clear” title  
    • An Owner’s Policy of Title Insurance insures you against these hazards; title insurance not only helps to remove any problems but also insures against hidden defects that may still exist, but not uncovered in the title search
  • Preliminary & final judicial reports: A search of public records and a title report made for use by the court in judicial proceedings (foreclosure, forfeiture, quiet title actions, etc.)
  • Escrow closings performed in office: FirstMerit representatives perform escrow closings in our office or off site at no additional cost to the customer

Please note: These services are offered in Ohio, Pennsylvania, Illinois, Michigan and Wisconsin.

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