Mortgage Resource Center

Mortgage Resource Center

Below are additional services & resources that may help you on your journey to your dream home.

Help for Homeowners

Help for Homeowners

FirstMerit may be able to help make your mortgage more affordable. The United States Treasury Department recently introduced two initiatives as part of the Homeowner Affordability and Stability Plan to help struggling homeowners, as follows:


  • Home Affordable Refinance Program:1 This program is for homeowners with a low level of equity in their home or who owe more than their home is worth (this refinancing program may be available for some mortgages serviced by FirstMerit and, in certain instances, for loans not currently serviced by FirstMerit)
  • Home Affordable Modification Program:1 This program works to lower the payments of homeowners at risk of losing their home (this modification program may be available for certain mortgages serviced by FirstMerit)

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All loans subject to credit approval.  Must be 18 years or older to apply for a mortgage loan.
  1. Please call for additional program information, restrictions and time frames. All loans are subject to application, credit approval, satisfactory appraisal and title insurance. Terms and conditions are subject to change. Other terms, conditions and restrictions may apply.