Elite Checking

Elite Checking Account Details

Account Description

Ideal for individuals looking for a tiered interest checking account with complimentary and discounted services.  

Features & Benefits

  • Minimum opening deposit $50
  • No monthly maintenance fee
  • No minimum balance required
  • Earn interest on all balances -tiered rates
  • Free non-FirstMerit ATM transactions1 
  • Two free boxes of checks annually2
  • Free online banking & bill pay
  • Free mobile banking & alerts3
  • Free paperless statements
  • No fees on official checks
  • Free standard size safe deposit box
  • Eligible to open our higher interest rate Elite Savings Account 

Additional Features

  • Enjoy the convenience of direct deposit
  • Overdraft protection is available linked through your FirstMerit savings account or a Premium Platinum MasterCard® credit card (subject to credit approval)

Let's Start The Conversation


  1. Other bank's fees may apply.
  2. Guardian Safety or Sheffield wallet style checks only, which must be ordered through our check printing partner, Harland Clarke.
  3. FirstMerit does not charge for alerts. However, your internet or mobile service provider may charge for sending and receiving alerts. Check with your service provider for details on specific fees and charges that may apply.